Japan Salary Calculator — 手取り計算
手取り給与計算ツール — Calculate take-home pay after tax and social insurance
Calculate your Japan take-home salary (手取り) from your gross monthly pay.
Shows all deductions including income tax (所得税), resident tax (住民税),
health insurance (健康保険), pension (厚生年金), and employment insurance
(雇用保険). Based on FY2025 rates. Free, no login required.
Japan Take-home Salary Reference Table (手取り早見表) — FY2025
| Monthly Gross | Take-home | Deductions | Effective Rate |
|---|
| ¥200,000 | ~¥160,000 | ~¥40,000 | ~19.8% |
| ¥250,000 | ~¥199,000 | ~¥51,000 | ~20.4% |
| ¥300,000 | ~¥237,000 | ~¥63,000 | ~20.9% |
| ¥350,000 | ~¥275,000 | ~¥75,000 | ~21.4% |
| ¥400,000 | ~¥312,000 | ~¥88,000 | ~22.1% |
| ¥500,000 | ~¥384,000 | ~¥116,000 | ~23.3% |
| ¥600,000 | ~¥450,000 | ~¥150,000 | ~25.0% |
| ¥800,000 | ~¥582,000 | ~¥218,000 | ~27.3% |
* Estimates for single employee with no dependents, FY2025 rates,
Tokyo health insurance rates. Resident tax is approximated.
Use the calculator above for your specific salary.
How Japanese Salary Deductions Work (給与控除の仕組み)
In Japan, your employer automatically deducts several items from your
gross monthly salary (額面, gakumen) before paying your take-home amount
(手取り, tedori). The main deductions are: social insurance
(社会保険 — health insurance, pension, and employment insurance), which
together account for roughly 14–15% of your gross salary; income
tax (所得税), which is withheld monthly based on your estimated
annual income; and resident tax (住民税), a local tax paid
to your municipality from June of the following year.
For a monthly salary of ¥300,000, total deductions are typically around
¥60,000–¥75,000, leaving take-home pay of approximately ¥225,000–¥240,000.
Higher salaries face progressively higher income tax rates — Japan uses a
progressive tax system with rates from 5% to 45%.
Understanding Resident Tax (住民税) in Japan
Resident tax (住民税, juminzei) is often confusing for new employees
in Japan because it is calculated based on the previous year’s
income and starts being deducted from your salary in June of the
following year. This means workers in their first year of employment in
Japan typically pay zero resident tax until June of the next year, when
deductions begin.
The calculator estimates resident tax based on your current input salary
as an approximation. For accurate resident tax figures, check the
notification sent by your municipality each May, or consult your
employer’s HR department.
Tax rates sourced from
National Tax Agency Japan (NTA).
Social insurance rates as of April 2025.
Frequently Asked Questions
What is 手取り (tedori) in Japan?
手取り (tedori) is the Japanese term for take-home pay — the net salary you actually receive after all deductions. Deductions from a Japanese salary include income tax (所得税), resident tax (住民税), health insurance (健康保険), pension (厚生年金), and employment insurance (雇用保険). The difference between gross salary (額面) and take-home pay (手取り) in Japan is typically 20–30% depending on income level.
How much is deducted from salary in Japan?
For a typical monthly salary of ¥300,000 in Japan, total deductions are approximately ¥65,000–¥75,000, leaving a take-home of around ¥225,000–¥235,000. Deductions include: health insurance (~5% of gross), pension (~9.15% of gross, capped at ¥650,000 standard remuneration), employment insurance (~0.6%), income tax (varies by income), and resident tax (~10% of taxable income, paid from the following year).
What is the difference between income tax and resident tax in Japan?
Income tax (所得税, shotokuzei) is a national tax withheld monthly from your salary by your employer, calculated on your current year’s income. Resident tax (住民税, juminzei) is a local tax paid to your municipality, calculated on the previous year’s income and deducted monthly from June. New residents in Japan typically do not pay resident tax in their first year of employment.
Is this salary calculator accurate for all workers in Japan?
This calculator provides a reliable estimate for full-time employees (正社員) enrolled in shakai hoken (社会保険 — company social insurance). Results may vary for: part-time workers (アルバイト・パート) who may be in different insurance schemes, self-employed (freelancers), workers with dependents (the number of dependents affects income tax withholding), and workers in certain industries with different health insurance rates. Always verify with your employer’s HR or a tax professional for official figures.
What is shakai hoken (社会保険) in Japan?
Shakai hoken (社会保険) is Japan’s social insurance system, which all full-time employees are required to join. It consists of three components deducted from your salary: health insurance (健康保険, kenko hoken) at approximately 5% of gross salary, pension insurance (厚生年金保険, kosei nenkin hoken) at 9.15% of gross salary up to a monthly cap, and employment insurance (雇用保険, koyo hoken) at 0.6%. Both the employee and employer pay these premiums — this calculator shows the employee’s share only.